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Microfinance Company Registration

Section 8 or NBFC-MFI route for small-ticket lending operations.

Starting from ₹24,999

Overview

Microfinance companies extend small-ticket credit to low-income households and micro-entrepreneurs. They can be set up either as a Section 8 microfinance company (no RBI licence needed, lending limits apply) or as an NBFC-MFI with RBI registration and higher net owned funds. We advise on the right route and complete the entire registration.

Key Benefits

  • Operate a regulated lending business legally
  • Section 8 route needs no RBI licence
  • Access to bank and institutional funding lines
  • Structured loan documentation and policy manuals provided

Documents Required

  • PAN & Aadhaar of all applicants
  • Registered office address proof (electricity bill / rent agreement + NOC)
  • Business plan and financial projections
  • Net owned funds / capital proof

Estimated timeline: 30–45 working days